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Rita Kuo

Rita Chen Kuo

Friday, March 21st, 1941 - Saturday, June 27th, 2020
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Obituary

Please share your favorite memory of Rita to be included in a special keepsake book for the family.
Rita (Fang-Yuh) Chen Kuo passed away on June 27, 2020, after a brief illness. She was born in Taipei, Taiwan, on March 21, 1941 to Dr. and Mrs. Liang-Tsang Chen. Rita grew up in Taiwan, first in Chiayi and then in Taipei, earning a BS in Pharmacy in 1964 at National Taiwan University. She moved to New York City in 1965 where she became the first Taiwanese to study at The Juilliard School, receiving a Diploma in 1967 and Postgraduate Diploma in 1968 in Piano. At Juilliard Rita studied piano with James Friskin, Martin Canin and Rosina Lhevinne, the famous pedagogue, and composition with Bernard Wagenaar. Her music training fully realized, she would henceforth share her musical gifts in an astonishing number of ways – as performer, composer, teacher, writer, and leader of organizations.

Rita moved to Scarsdale (Edgemont), NY in 1974 where she would live for the rest of her life. From this home base, Rita performed throughout the New York City area and her native Taiwan, including notable performances with the Juilliard Orchestra, Brooklyn Philharmonic Orchestra, Taiwan Symphony Orchestra, and the Taipei City Symphony Orchestra. In 2001 she founded and toured with the Global Harmony Ensemble in the US, Canada, and Taiwan. As a composer Rita wrote pieces for piano and for voice that were premiered in the US and Taiwan. She often incorporated traditional Taiwanese and Chinese folk songs into compositions.

Devoted to students, Rita taught piano privately for over 45 years and at the Westchester Conservatory of Music where she became emerita a few years ago. Her students adored her and remember her lively voice, her tireless dedication, and her attention to detail and preparation as they learned to love music as much as she did.

Rita strongly supported music education and held leadership roles in the New York State Music Teachers Association, National Music Teachers Association, and Westchester Musician’s Guild. She was a founding member of the Westchester Taiwanese Women’s Association and a Life Member of the Scarsdale Woman’s Club. A much-appreciated recitalist over the years at the Woman's Club, she also often invited virtuosic jazz and classical musical colleagues to join her in performances there. Her many acknowledgements included the Outstanding Achievement Award for the Arts from the YWCA White Plains & Central Westchester in 2002, the Dynamic Achiever Award from the OCA Westchester & Hudson Valley Chapter in 2002, Outstanding Taiwanese American from the Taiwanese American Archives in 2018, and the Outstanding Alumni Award from the National Taiwan University School of Pharmacy in 2020.

In her spare time, Rita enjoyed travel, walking and photography, frequently with her husband of 55 years, Dr. Zane Chi-Yen Kuo, at her side. Most days Rita and Zane could be found walking around Swan Lake at the Rockefeller State Park Preserve. A lifelong Catholic, Rita worshipped at the Church of the Sacred Heart in Hartsdale. She was a phenomenal cook who never used a cookbook and welcomed everyone into her home as if they were already lifelong friends. Everyone remembers her boundless energy, warmth, and endless youth. She never retired and taught piano full time right up to her final illness.

Rita was immensely proud of the many accomplishments of her immediate and large extended family. She is survived by her husband; her sons, Edwin Kuo (Joan) of Pleasantville, NY, and Dennis Kuo (Kathrine) of Amherst, NY; and her grandchildren, Rebecca, Amanda, and Alex. She is also survived by her brother Richard; her sisters, Grace, Lorraine, Elizabeth, and Anita; and many nieces and nephews.

A private ceremony is planned with a memorial service at a later date. In lieu of flowers, contributions in her name may be made to New York State Music Teachers Association District 4 to support the Rita Chen Kuo Memorial Fund for young musicians http://nysmtadistrict4.org/rita-chen-kuo-memorial-fund/); or to the Friends of the Rockefeller State Park Preserve (https://www.friendsrock.org/membership-and-donation).
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Service Details

  • Interment

    Location
    Ferncliff Cemetery
    Address
    280-284 Secor Road
    HARTSDALE, NY 10530
    Get Directions: View Map | Text | Email
    Notes
    Private burial.
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    In Loving Memory Of

    Rita Kuo

    March 21, 1941 - June 27, 2020

    Look inside to read what others have shared

    Family and friends are coming together online to create a special keepsake. Every memory left on the online obituary will be automatically included in this book.

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Grace, Richard, Elizabeth, Anita & Lorraine sent flowers to the family of Rita Chen Kuo.
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CL

Chao-Min Liu

Posted at 12:41am
Celebrating the Wonderful Life of Rita in Music

( depicted in drawings by Chao-Min Liu. 劉兆民)

Rita was our close friend and relative (by family marriage). She was a remarkably talented musician. In addition to piano teaching and composing folk songs, she was an active recitalist and chamber musician.

She was also a very creative artist who founded Global Harmony Ensemble - which comprised three pianists on one piano and one vocalist for music performances. We were so proud of Rita every time we watched her perform.

We always enjoyed Rita’s musical performances along with her company of artists.

We miss Rita very much, but we are grateful for the memories.

Rita’s friendship and music will forever remain in our hearts.

Chao-Min & Sharon Liu
Chao-Min Liu, PhD
Visiting Scholar, Institute of Biochemistry
Academia Sinica, Taiwan (2011-2012)
Biochemistry Fellow, American Academy of Microbiology

Photo: Chao-Min, Sharon Liu (left) with Rita & Zane Kuo 2008
HL

Hai-Lin Lu

Posted at 04:21am
Memorial notes for Rita Chen Kuo:

懷念我知心的朋友 陳芳玉

若𣎴是芳玉的推薦我不會轉學到師大附中。
若不是芳玉和芳月的陪伴我不敢-個人每早走過那茫長的操場從學校後門到教室!
每當有名的鋼琴演奏家訪台演出,芳玉知道我喜歡音樂,妳都會帶我免費入場觀𥋇。當我被太保學生害得𨄮傷大腿骨,芳玉為我向體育老師解釋為何我不能向以前-樣跳那麼遠了!
當我們在學校籃球埸附近時,妳和芳月都把我放在中間以免頑皮的小男同學的籃球打到我的頭。當我們來到美國後住在不同的州,每當開附中同學會時,妳都鼓勵並邀請我參加,甚至願開長途來接我。妳對我的愛心使我永遠不會忘記!可惜我沒有機會當面向你道謝了!只有向天父禱告,相信祂已經在天堂給予你當得的奬𥋇了!

Love, Hailing 陸海玲


I yearn for my bosom friend, Rita Chen Kuo 陳芳玉
The followings are my fond memories of Rita’s friendship and kindness:
Rita and I were in the same class at a Junior high school in Chia-Yi City before her family moved to the capital city of Taipei in 1952. In 1953, my older sister’s family relocated to southern Taiwan, so I moved from Chia-yi to Taipei, where my other sister lived. I was searching for a high school to be transferred to. If it weren’t for Rita’s strong recommendation, I wouldn’t have agreed to move to the famed experimental class, but with the majority being male students at the Subordinate High School of the Taiwan Normal University.
During the almost six long years (1953-1959) of our high school days, since we were minority girl students, if it weren't for Rita and her younger sister Grace’s (also our classmate) constant companion, I wouldn't dare to walk through the long playground every morning from the back door of the school to the classroom!.
RG

Robert Grant

Posted at 03:01am
Dear Anita and Elizabeth,

My father had a saying:

For good interpersonal relations, it is not necessary to know everything about another person. Just find the one or two factors that make the other person “tick” and build the relationship around it/them.

Clearly, Taiwan’s heritage and classical music were the two factors that made Rita “tick".

How fortunate I was to have been able to join Rita and Zane in November 2018 for a Taipei Chinese Orchestra concert at Carnegie Hall, an evening that brought together Rita's two personal passions.

Needless to say, accompanied by Zane, and joined by friends, Rita had an intellectually satisfying concert experience.

However, what transformed a pleasant evening into a very special one was observing the metamorphosis Rita underwent in the presence of two colleagues whom she so admired: pipa virtuoso Wu Man and conductor Cheng Li-Pin. As you can see from those two photos, an emotionally fulfilled Rita embraced both the musicians and the moment.

Afterward, Rita and Zane drove me to International House on the Upper West Side on the way back to their home in Westchester County. It was during our en-route conversation I realized it would be necessary for me to modify my earlier assessment of what made Rita tick.

Yes, Taiwan heritage. Yes, classical music.

However, the key aspect I had overlooked was Rita’s strong desire to be the one performing onstage. (Based on what I have heard about the November 2019 MMG concert in Taipei, I feel confident I truly had grasped Rita's “essence” in that car ride.)

For this reason, I am pretty sure Rita has now taken the MMG concept and formed her own HHG (Heavenly Harmonies Group) ... with the pianist as the center of attention.

An amazing lady ... an unforgettable time ... a grateful yours truly.

Please convey both my heartfelt condolences AND sincere appreciation to your family.

Robert

AL

Anita Marshall, DAOM, Pharm.D, L.Ac.

Posted at 02:08am
In Memory of My Dear Eldest Sister
Rita Chen Kuo 陳芳玉
By Anita Chen Marshall, DAOM, Pharm.D., L.Ac.
陳芳杏中醫師

It was the first anniversary of Rita’s passing when
I visited my friend Arlene in Hawaii on June 27, 2021.
I was still sad about Rita’s sudden departure a year ago, so I collected a bouquet of fragrant plumeria flowers from Arlene’s backyard and made a cross in Rita’s honor.

As I was finishing the memorial cross and reminiscing about the great time we had with Rita at our last concert on Nov. 17, 2019, a beautiful giant black moth landed on the beam of the lanai where we were sitting. The black moth stayed there for three hours while I was visiting Arlene.
In Hawaiian legends, the appearance of a black moth symbolizes the spirit of the deceased person returning to say goodbye. I was very touched by the presence of the black moth and felt comforted by the thought that Rita came back to visit and bid farewell. I felt her unique essence and knew her spirit would always be with us.

Rita was ten years older than me. Being the youngest of six children at home, Rita was like a second mother to me. I always followed Rita like one of the little goslings in the photo. She showed me many fun and exciting ideas, and her teaching profoundly influenced my childhood. Rita was a piano prodigy, and she would practice playing piano for up to six hours per day, so her lovely music was ingrained in my brain. Even now, if I hear the piano pieces she used to play on the radio, it brings back such fond memories of Rita.

When I first emigrated to the US in July 1970, Rita had already graduated from the Julliard School of Music in NYC. I was fortunate to have Rita live nearby, and she helped me adjust to the new environment during my early days in the U.S. I transferred to the School of Pharmacy at the University of Washington in Seattle a year after I studied in NYC in 1971. From then on, I would only see Rita during occasional family reunion events, but we stayed connected via phone and mail.

I had always known and was proud that Rita was an accomplished concert pianist, a fabulous piano teacher, and a talented composer. Still, I didn’t realize that Rita was a skilled and avid photographer until I had the opportunity to visit Rita and her family in Scarsdale, NY, in 2012 and 2013 while I was teaching a course at Tri-State Acupuncture School in NYC.

Rita often took me to the beautiful Rockefeller State Park Preserve near her home in Scarsdale, where she loved hiking and taking photos of the scenery, birds, animals, and flowers at the park. She would walk with her camera hanging from her neck to take spontaneous pictures of exciting sightings.

She also had the patience to wait and capture the best lighting for a stunning photo. Her exceptional composition and clarity of color in her photos were due to her keen creative vision and artistic presentation. I learned quite a few tips from her in photography during my visits to her home in NY. A few of Rita’s beautiful and colorful photos are shown on the right.

The MMG-Taiwan Friendship Concert at the Holy Family Church in Taipei in November 2019 was the last concert for the three Chen family siblings to perform with Rita. The intense rehearsal was challenging. With Rita’s superb professionalism in music and fantastic coaching, we were all inspired to rise to the occasion. During the concert, Rita performed a piano solo from Liszt’s “Hungarian Fantasy” with the orchestra; Richard played a violin solo, the “Thais Meditation” with Elizabeth’s harp and the orchestra. Me singing the solo part from “Panis Angelicus” and “Climb Every Mountain” with the choir and orchestra. We were in complete kindred harmony. We performed a stellar MMG-Taiwan Friendship concert at Taipei Holy Family Church in a packed house with more audiences watching the performance from an outside big screen projection of the concert.

I cherish the time we spent together during the 5-day rehearsal and concert. We also did an outstanding Memorial Mass performance to honor our parents. They would be so pleased and proud that we fulfilled their dream of our musical accomplishments after all the years of training they provided for us while we were growing up.

Following the wonderful family mini-reunion and performing together during the MMG concert in Taiwan, Rita suggested we plan another reunion in NY in March 2021 to celebrate her 80th birthday and my 70th birthday. Who would have known she would become ill and pass away so quickly in June 2020?

Rita was so vibrant and full of life during the trip to Taiwan. We were all in shock at her sudden departure and even more deeply saddened that we could not attend her funeral service due to federal COVID travel restrictions. There has been a void in my heart since then, and I am so grateful to Rita’s two sons, Edwin, and Dennis, for organizing a memorial service for Rita in Scarsdale on August 12, 2023. This will serve as an emotional closure for me.

All those who had the good fortune to have known Rita will remember her beautiful smiles, dedication, accomplishment, and contribution to the music world. I am eternally grateful for her love and care guiding me throughout my life and the sacred gifts she shared.

You will live in our hearts forever, Dear Rita!

With love and gratitude, Anita
+1
EM

Elizabeth Christenson, MD

Posted at 01:56am
In Memory of My Dear Sister, Rita Chen Kuo
By Elizabeth Chen Christenson, MD, LAc 陳芳苡醫師

To my dear sister Rita, who evoked such profound and subtle influences on my childhood growing up in Taiwan and our home in Taipei. I can still hear the beautiful tunes of you playing the piano with music that echoes still within my mind and being.

I remember fondly you shared with Anita and me the life cycle of a silkworm. Entranced as curious little girls, we watched in awe as a world of wonder evolved. Eggs appeared as tiny black seeds hatched into silkworm larvae and then transformed from cocoon to pupae to the adult moth. I remembered the mulberry leaves you taught us to gather in our yard. We would carefully wash them and feed the silkworms. It was a grand lesson in life unfolding before our young eyes in a small paper box. I remember thinking that if a tiny seed can become a living being that takes flight, so can my own life find its destiny.



My first experience in Fung Shui (風水) was you showing me how to pick up strands of hair from the bathroom floor with a single piece of tissue paper. Fifty years later, I still perform this simple act of positive energy. Who would imagine your amazing imprint on my life, yet, your most endearing gift has been your guidance of expression in my musical journey with classical guitar and harp. Although I am honored to have shared life as your younger sister, I will always remain in awe of the moment we shared on the concert stage in Taipei in 2019, honoring our family's legacy of healing through music and medicine. Tradition, artistry, and bonding of kindred all took place in that exceptional event and still put a smile on my spirit.

Know that you will forever remain in my mind as an honored mentor and in my heart as a beloved sister. Your actions guided me as a child, and your memory now encourages me, in your honor, to be the most inspired version of myself, to live life in harmony and concert with love and compassion.

With endless gratitude,
Elizabeth 陳芳苡醫師

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