It is with great sadness that I write this message to the family members and friends of Michael. I got this news that Michael had passed away on Tuesday. I am still in a state of shock having spoken to him only a few days prior to getting this news. I have known Michael for over 15 years during which time he managed my portfolio with diligence and profound understanding of the financial market. When I was living in New York I met him at his office regularly and on moving tonLondon Michel will call me on the telephone to review and give suggestions on the actions I should take. I am going to mis his advise and the courteous welcome I got when I visited him at his office. He was indeed a gentleman. My heartfelt condolences to his wife, children, other family members. May your faith in God console you with the thought that his soul will rest in peace.